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Country Risk Category


Cover Policy – Export Credit Guarantees

Short-term Business

There are no formal restrictions on cover.

Medium/long-term Business

Cover facilities are available on a case-by-case basis. In addition, cover is available for project finance and other structured finance deals, where necessary based on countertrade transactions, as well as for fully internationally financed transactions.
For credit transactions with public buyers the uninsured percentage under buyer credit cover is 10%. The amount of the uninsured percentage’s mark-up may only be passed on to the exporter. In connection with supplier credit cover the uninsured percentage cannot be reduced to 5%.


For transactions with private buyers bank security is required if the foreign buyer’s creditworthiness is inadequate.

For transactions with public buyers a guarantee from the Ministry of Finance or the central bank is always required. For medium/long-term transactions with public buyers additional, project-related risk mitigation measures are required.

For medium/long-term transactions with public buyers which are established as private sector organizations the same collateral requirements as for private buyers apply.

  • List of Banks:
    Accepted as guarantor or borrower:
    • African Export-Import Bank (Afreximbank)

Further Information

Country information on commercial practices, business climate, market analyses, law, import procedures, customs duties can be found on the website of Germany Trade & Invest (gtai, https://www.gtai.de).

The most important GTAI country information on Africa can be found at a glance on the Africa Business Guide (German version, www.africa-business-guide.de).

You can find more detailed information on the G20 initiative „Compact with Africa“ (www.compactwithafrica.org).


Ingo Schwutke

Single Transaction Cover

Karina Lasch

Wholeturnover Cover (Revolving Cover)

Martin Schmerbach

Economic Analyses

Cover Policy – Untied Loan Guarantees

There do not exist any restrictive country cover policy decisions for Untied Loan Guarantees. However, when deciding on cover of raw material projects, the Federal Government always takes the current situation in the host country into account. If you have any queries, please do not hesitate to contact our experts.


Hannes Hagel

Untied Loan Guarantees

Julian Greiwe

Untied Loan Guarantees

No responsibility is taken for the correctness of the information provided.

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