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Country Risk Category


Cover Policy – Export Credit Guarantees

Short-term Business

Cover facilities are available for transactions with credit periods of up to 90 days and contract values of up to EUR 250,000 if the foreign buyer is an affiliated company or a company which belongs to an international group the creditworthiness of which is beyond doubt or if sufficient information material on the debtor is available which, subject to the application of strict criteria, justifies the granting of cover without collateral.

Under wholeturnover policies cover will be automatically suspended for future deliveries if payment is not received eight weeks after the agreed due date at the latest.

Medium/long-term Business

As a rule, there are no cover facilities; smaller, foreign exchange-generating transactions with private buyers can be submitted for an examination.

In addition, cover is available for project finance and other structured finance deals, where necessary based on countertrade transactions.


For short-term transactions collateral is not normally required.

For medium and long-term transactions bank security is required if the foreign buyer’s creditworthiness is inadequate.

Further Information

Country information on commercial practices, business climate, market analyses, law, import procedures, customs duties can be found on the website of Germany Trade & Invest (gtai, https://www.gtai.de).

The most important GTAI country information on Africa can be found at a glance on the Africa Business Guide (German version, www.africa-business-guide.de).

You can find more detailed information on the G20 initiative „Compact with Africa“ (www.compactwithafrica.org).


Ingo Schwutke

Single Transaction Cover

Karina Lasch

Wholeturnover Cover (Revolving Cover)

Martin Schmerbach

Economic Analyses

Cover Policy – Untied Loan Guarantees

There do not exist any restrictive country cover policy decisions for Untied Loan Guarantees. However, when deciding on cover of raw material projects, the Federal Government always takes the current situation in the host country into account. If you have any queries, please do not hesitate to contact our experts.


Hannes Hagel

Untied Loan Guarantees

Julian Greiwe

Untied Loan Guarantees

No responsibility is taken for the correctness of the information provided.

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