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Insuring export business as 
exporter / lessor

Product at a glance

With leasing cover a German lessor (manufacturer/exporter or leasing company) protects himself against the loss of the amounts owing from a foreign lessee under a cross-border lease.


Target group

German lessors (manufacturers/exporters or leasing companies)


Payment terms of the covered transactions

  • Short-term (up to 2 years)
  • Medium/long-term (2 years and longer)


Insurable risks

Leasing cover offers protection against payment default, particularly if

  • the lessee becomes insolvent
  • the lessee fails to make payment within either one or six months after due date depending on the type of leasing cover (protracted default)
  • adverse measures are taken by foreign governments or warlike events arise
  • local currency amounts are not converted or transferred
  • goods are confiscated due to political circumstances
  • contract performance becomes impossible due to political circumstances



  • Single premium calculated as a percentage of the covered contract amount (excluding interest) as well as specific processing fees
  • For a detailed calculation there is an  interactive premium calculator (German version only) available.


Uninsured portion

  • Standard leasing cover 
    • 5 % for political risks
    • normally 15 % for commercial risks
  • Leasing cover at enhanced conditions (preconditions among others: leasing of capital goods, qualified leasing company acting between the manufacturer and the lessee, assignment typical for leasing transactions has been agreed) 5 % for all risks


Supplementary cover

If required, leasing cover can be supplemented with

  • Manufacturing risk cover
  • Confiscation risk cover
  • Contract bond cover
  • Counter-guarantee

This product can be applied for online.

Please use the digital application form in the myAGA customer portal to apply for cover for your export transaction. To do this you need to register for my AGA once which is easily done with just a few steps. If you already use myAGA, you can directly log in with your access data. If you need assistance with the application or if you have any questions regarding the appropriate product, please do not hesitate to contact our business consultants.


- Customer Service

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Country cover policy of more than 200 countries.