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Insuring export business as exporter

Product at a glance

With Export Credit Cover for Service Providers a German exporter can insure accounts receivable arising from an export transaction for the rendering of services which are not linked to the export of goods.


Target group

German companies from the service industry


Payment terms of the covered transactions

  • Short-term (up to 2 years)
  • Medium/long-term (2 years and longer)


Insurable risks

Export Credit Cover for Service Providers offers protection against payment default, in particular if

  • the foreign client becomes insolvent
  • the foreign client fails to make payment within 6 months (protracted default)
  • adverse measures are taken by foreign governments or warlike events arise
  • local currency amounts are not converted or transferred
  • contract performance becomes impossible due to political circumstances


Special features

As a rule, cover facilities are available for all countries, with the exception of exports on credit terms of up to two years to EU and core OECD member states (i.e. EU member states, Australia, Canada, Iceland Japan, New Zealand, Norway, Switzerland, United Kingdom and USA).



  • Single premium calculated as percentage of the order value covered (interest excluded) as well as specific processing fees
  • For a detailed calculation there is an interactive premium calculator (German version only) available


Uninsured percentage

  • 5 % for political risks
  • Normally 15 % for commercial risks; for a limited period of time until the end of 2022 the uninsured percentage can be reduced upon application to 5 % against the payment of a premium surcharge

Supplementary cover

If required, Export Credit Cover for Service Providers can be supplemented with

This product can be applied for online.

Please use the digital application form in the myAGA customer portal to apply for cover for your export transaction. To do this you need to register for my AGA once which is easily done with just a few steps. If you already use myAGA, you can directly log in with your access data. If you need assistance with the application or if you have any questions regarding the appropriate product, please do not hesitate to contact our business consultants.


- Customer Service

Please do not hesitate to contact us!

Matthias Jost

Counter-Guarantee; Export Credit Cover for Service Providers, Revolving Buyer Credit Cover

 Country cover policy of more than 200 countries.

More detailed information

Exports of services: Changes in the German exporting industry

What challenges German exporters are facing in the current shift towards service-based business models and how you can hedge your risks with the Federal Government's export credit guarantees is explained in our background information.